There is something very bizarre about the payments racket. I don't have any understanding of how utterly vile platforms like PayPal, which claims a unilateral right to rob anyone of $2500 for any reason it sees fit, ever were able to come to exist, let alone how they exclude alternatives.

I don't even understand why just plain mailing money is out of fashion. I mean, if you put a $20 in an envelope, and it doesn't arrive 1.4% of the time, how does that differ from paying 1.4% of your purchase in tribute to the credit card monopoly?

But apart from that, anybody anywhere who has any resource could be a payment processor of sorts. Doesn't have to be cryptocurrency. I mean, if you buy $50 in gold from Bob's Pawn Shop and say ship it to your buddy at Daily Stormer, that's a way to make a payment, isn't it? You just need to have some solid agreement about what the going market rate for the gold is, and people willing to work on low margins.